★★★★★ Five-Star Rated Pool Builder· Hundreds of Pools Installed· 30+ Years of Combined Experience· Woman-Owned & Family-Operated· Serving the Capital Region Since 2021· Authorized Imagine & Thursday Pools Installer· Flexible Financing Available· Free On-Site Consultations·
Luxury inground pool financed in the Capital Region
You Dream It, Our Partners Finance It

Pool Financing in the Capital Region

Don't wait years to save up. With flexible financing through three trusted partners — HFS Financial, Viking Capital & Lyon Financial — your dream backyard is closer than you think. Soft credit check, no home equity required.

HomeFinancing
Three Trusted Lending Partners

Make Your Dream Pool a Reality Today

Installing a pool is a big investment — but it doesn't have to be a financial burden. We've partnered with three of the country's most trusted home-improvement lenders so you can compare options and find the right fit. All offer personal loans with no home equity required, a soft credit check that won't impact your score, and funding direct to you. Bundle the pool, deck, hardscape and landscaping into one simple loan.

Three Trusted Lending Partners
No Impact to Credit Score
No Home Equity Required
🏡

No Equity Needed

Personal loans — not home equity loans. No collateral, and your home isn't tied to the loan.

Soft Credit Check Only

Preview your full loan options with no impact to your credit score just for shopping.

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One Simple Loan

Bundle the pool, deck, hardscape, landscaping, outdoor kitchen and fire pit into a single financed project.

Choose Your Partner

Compare Our Three Financing Partners

Each partner has its own strengths. Pick the one that fits your project and credit profile — or apply to more than one to compare offers.

Partner 01

HFS Financial

Best for service & reviews
  • 1,500+ five-star reviews
  • Customized loan packages for your project
  • Approval typically within 2 business days
  • Competitive rates & outstanding customer service
  • No home equity required
Apply with HFS ↗
Partner 02

Viking Capital

Best for speed & flexibility
  • One application, multiple loan options — zero credit impact
  • Decisions as fast as 24 hours, funding in ~2 days
  • No-income-verification loans available
  • Bundle multiple projects together
  • No prepayment penalties
Apply with Viking ↗
Partner 03

Lyon Financial

Best for pool projects
  • Pool & outdoor-living specialists since 1979
  • $5B+ funded · 800,000+ happy customers
  • Terms up to 30 years, amounts up to $200K
  • Staged funding paid directly to your builder
  • Lowest rates for qualified borrowers
Apply with Lyon ↗
Capital Land Pools + Our Lending Partners

Check Your Rate in Minutes

Soft credit check · No obligation · Same-day pre-qualification

Good to Know

Financing FAQ

Straight answers about pool & outdoor-living financing with Capital Land Pools. If your question isn't here, call us at (518) 944-4377.

Yes. Capital Land Pools works with three trusted lending partners — HFS Financial, Viking Capital and Lyon Financial — to offer flexible pool and outdoor-living financing for homeowners across the Capital Region. Spread the cost of your inground pool, hardscape and landscaping into affordable monthly payments.
Your entire project — the inground pool, hardscape, pool deck, landscaping, outdoor kitchen, fire pit and more — all bundled into a single loan through any of our three partners.
Lyon Financial. They've specialized in pool, spa and outdoor-living financing since 1979 and understand pool-project draw timing (deposit, shell delivery, deck pour, final) better than general lenders. That said, HFS and Viking are excellent options too — many homeowners apply to more than one to compare offers.
No. All three partners use a soft credit check to pre-qualify you, which does not impact your credit score. A full credit pull only happens after you accept a loan offer.
No. All three partners offer personal loans with no equity required and no lien on your home. The loan is unsecured and funded directly to you (or, with Lyon, in stages to your builder).
All three partners offer same-day pre-qualification. Viking can return decisions in as little as 24 hours, and HFS typically approves within two business days. Final funding usually follows within a few business days of a completed application.
It depends on the partner and your credit profile. Lyon Financial offers terms up to 30 years and amounts up to $200K, which comfortably covers most full pool-and-hardscape packages. Pre-qualifying shows your personalized options with no impact to your score.
Apply directly with any partner using the buttons above, or contact us and we'll help you choose. Call (518) 944-4377 with questions, or browse our pool designs while you decide.
Start Your Project

Tell Us About Your Dream Pool — We'll Reply Same Day

No high-pressure pitch. No sales-call queue. Just a real conversation about your backyard vision with the team that will actually build it.

  • Free on-site consultation & transparent pricing
  • Authorized Imagine Pools & Thursday Pools installer
  • Financing via HFS, Viking & Lyon — soft credit check only
  • Woman-owned, family-operated & fully insured
Prefer to talk now?
(518) 944-4377

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