/* ===========================================================
   Capital Land Pools — shared stylesheet
   Luxury / refined: deep navy + champagne gold
   =========================================================== */
:root{
  --navy:#0a2540;
  --navy-deep:#06192e;
  --navy-mid:#103a5e;
  --steel:#2d5d86;
  --gold:#c8a24a;
  --gold-light:#e0c074;
  --champagne:#f3e9d2;
  --aqua:#2a9fb5;
  --aqua-light:#5cc4d6;
  --ink:#13212e;
  --muted:#5d6b78;
  --line:#e3e1d8;
  --cream:#f7f4ec;
  --paper:#fbfaf6;
  --white:#fff;
  --shadow:0 18px 50px rgba(10,37,64,.16);
  --shadow-sm:0 6px 22px rgba(10,37,64,.10);
  --radius:14px;
  --maxw:1240px;
  --serif:'Cormorant Garamond',Georgia,serif;
  --sans:'Montserrat',-apple-system,sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--sans);color:var(--ink);background:var(--paper);font-size:16px;line-height:1.7;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--steel);text-decoration:none}
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;line-height:1.1;color:var(--navy);letter-spacing:-.01em}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 28px}
.eyebrow{font-family:var(--sans);font-size:12.5px;font-weight:700;letter-spacing:.22em;text-transform:uppercase;color:var(--gold);margin-bottom:14px}
.eyebrow.on-dark{color:var(--gold-light)}

/* ---------- top credibility ticker ---------- */
.top-bar{display:flex;align-items:center;background:var(--navy-deep);color:#fff;height:38px;overflow:hidden}
.tb-ticker{flex:1 1 auto;overflow:hidden;position:relative;height:100%;display:flex;align-items:center;
  -webkit-mask-image:linear-gradient(to right,transparent 0,#000 40px,#000 calc(100% - 40px),transparent 100%);
  mask-image:linear-gradient(to right,transparent 0,#000 40px,#000 calc(100% - 40px),transparent 100%)}
.tb-track{display:inline-flex;align-items:center;white-space:nowrap;animation:tb-scroll 48s linear infinite;will-change:transform}
.tb-track:hover{animation-play-state:paused}
.tb-item{padding:0 16px;letter-spacing:.13em;font-weight:600;text-transform:uppercase;font-size:11px;color:rgba(255,255,255,.9)}
.tb-sep{color:var(--gold);opacity:.85}
@keyframes tb-scroll{0%{transform:translateX(0)}100%{transform:translateX(-50%)}}
@media(prefers-reduced-motion:reduce){.tb-track{animation:none}}

/* ---------- nav ---------- */
.nav{position:sticky;top:0;z-index:90;background:rgba(251,250,246,.92);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav-inner{max-width:var(--maxw);margin:0 auto;padding:0 28px;display:flex;align-items:center;justify-content:space-between;height:84px}
.nav-logo img{height:62px;width:auto}
.nav-links{display:flex;gap:2px;align-items:center}
.nav-links a{font-family:var(--sans);font-size:13px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--navy);padding:10px 16px;border-radius:6px;transition:color .2s,background .2s}
.nav-links a:hover,.nav-links a.active{color:var(--steel);background:rgba(45,93,134,.07)}
.nav-right{display:flex;align-items:center;gap:14px}
.nav-phone{font-family:var(--sans);font-weight:700;font-size:15px;color:var(--navy)}
.nav-phone span{color:var(--gold);font-size:11px;display:block;letter-spacing:.16em;text-transform:uppercase}
.btn{display:inline-block;font-family:var(--sans);font-weight:700;font-size:13px;letter-spacing:.08em;text-transform:uppercase;padding:14px 26px;border-radius:8px;cursor:pointer;border:none;transition:transform .15s,box-shadow .2s,background .2s;text-align:center}
.btn-gold{background:linear-gradient(135deg,var(--gold) 0%,var(--gold-light) 100%);color:var(--navy-deep);box-shadow:0 8px 22px rgba(200,162,74,.36)}
.btn-gold:hover{transform:translateY(-2px);box-shadow:0 12px 28px rgba(200,162,74,.5)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-mid);transform:translateY(-2px)}
.btn-ghost{background:transparent;border:2px solid rgba(255,255,255,.55);color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.12);border-color:#fff}
.mobile-toggle{display:none;background:none;border:none;cursor:pointer;flex-direction:column;gap:5px;padding:8px}
.mobile-toggle span{display:block;width:26px;height:2px;background:var(--navy)}
.mobile-nav{display:none;background:var(--navy);padding:14px 28px}
.mobile-nav a{display:block;color:#fff;font-family:var(--sans);font-weight:600;font-size:15px;letter-spacing:.06em;text-transform:uppercase;padding:13px 0;border-bottom:1px solid rgba(255,255,255,.08)}
.mobile-nav.open{display:block}

/* ---------- hero ---------- */
.hero{position:relative;min-height:660px;display:flex;align-items:center;overflow:hidden;background:var(--navy-deep)}
.hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0}
.hero::after{content:"";position:absolute;inset:0;z-index:1;
  background:linear-gradient(105deg,rgba(6,25,46,.92) 0%,rgba(6,25,46,.74) 42%,rgba(6,25,46,.30) 100%)}
.hero-inner{position:relative;z-index:2;max-width:var(--maxw);margin:0 auto;padding:80px 28px;width:100%}
.hero-content{max-width:640px}
.hero-badge{display:inline-flex;align-items:center;gap:9px;background:rgba(255,255,255,.1);border:1px solid rgba(224,192,116,.4);border-radius:50px;padding:8px 18px;margin-bottom:24px}
.hero-badge .dot{width:8px;height:8px;border-radius:50%;background:var(--gold-light);box-shadow:0 0 0 4px rgba(224,192,116,.25)}
.hero-badge span{font-family:var(--sans);font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:#fff}
.hero h1{font-size:20px;font-family:var(--sans);font-weight:600;letter-spacing:.04em;color:var(--gold-light);text-transform:none;margin-bottom:10px}
.hero-display{font-family:var(--serif);font-size:66px;line-height:1.02;color:#fff;font-weight:700;margin-bottom:22px}
.hero-sub{font-size:17px;color:rgba(255,255,255,.86);max-width:560px;margin-bottom:32px}
.hero-ctas{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:30px}
.hero-trust{display:flex;gap:26px;flex-wrap:wrap}
.hero-trust div{color:#fff}
.hero-trust .num{font-family:var(--serif);font-size:34px;font-weight:700;color:var(--gold-light);line-height:1}
.hero-trust .lbl{font-family:var(--sans);font-size:11.5px;letter-spacing:.1em;text-transform:uppercase;color:rgba(255,255,255,.72);margin-top:4px}

/* ---------- sections ---------- */
.section{padding:96px 0}
.section.alt{background:var(--cream)}
.section.navy{background:var(--navy);color:#fff}
.section.navy h2,.section.navy h3{color:#fff}
.section-head{text-align:center;max-width:760px;margin:0 auto 56px}
.section-head h2{font-size:46px;margin-bottom:18px}
.section-head p{color:var(--muted);font-size:17px}
.section.navy .section-head p{color:rgba(255,255,255,.8)}
h2.lux{font-size:46px}

/* ---------- intro / about split ---------- */
.split{display:grid;grid-template-columns:1.05fr 1fr;gap:60px;align-items:center}
.split-imgs{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.split-imgs img{border-radius:12px;box-shadow:var(--shadow-sm);width:100%;height:100%;object-fit:cover}
.split-imgs .tall{grid-row:span 2;height:100%}
.split p{color:var(--muted);margin-bottom:18px;font-size:16.5px}
.split h2{font-size:42px;margin-bottom:22px}
.partner-logos{display:flex;align-items:center;gap:30px;flex-wrap:wrap;margin:26px 0}
.partner-logos img{height:46px;width:auto;filter:grayscale(.2)}

/* ---------- services cards ---------- */
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.svc-card{position:relative;border-radius:14px;overflow:hidden;min-height:380px;display:flex;align-items:flex-end;box-shadow:var(--shadow-sm)}
.svc-card img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0;transition:transform .6s}
.svc-card:hover img{transform:scale(1.06)}
.svc-card::after{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(to top,rgba(6,25,46,.92) 0%,rgba(6,25,46,.2) 70%,transparent 100%)}
.svc-card .svc-body{position:relative;z-index:2;padding:30px;color:#fff}
.svc-card h3{color:#fff;font-size:28px;margin-bottom:8px}
.svc-card p{font-size:14.5px;color:rgba(255,255,255,.85)}

/* ---------- why us ---------- */
.why-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.why-card{background:var(--navy-mid);border:1px solid rgba(224,192,116,.18);border-radius:14px;padding:34px 26px;text-align:left}
.why-card .ic{font-family:var(--serif);font-size:40px;color:var(--gold-light);font-weight:700;line-height:1;margin-bottom:14px}
.why-card h3{font-size:23px;color:#fff;margin-bottom:10px}
.why-card p{color:rgba(255,255,255,.78);font-size:14.5px}

/* ---------- gallery ---------- */
.gallery-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.gallery-grid img{border-radius:10px;box-shadow:var(--shadow-sm);width:100%;aspect-ratio:16/10;object-fit:cover;transition:transform .4s}
.gallery-grid img:hover{transform:scale(1.02)}

/* ---------- steps ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;counter-reset:step}
.step{position:relative;padding:36px 28px;background:var(--white);border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow-sm)}
.step::before{counter-increment:step;content:"0" counter(step);font-family:var(--serif);font-size:52px;font-weight:700;color:var(--gold);opacity:.5;line-height:1;display:block;margin-bottom:14px}
.step h3{font-size:25px;margin-bottom:10px}
.step p{color:var(--muted);font-size:15px}

/* ---------- financing band ---------- */
.fin-band{background:linear-gradient(135deg,var(--navy-deep) 0%,var(--navy-mid) 100%);color:#fff;border-radius:18px;overflow:hidden;display:grid;grid-template-columns:1.2fr 1fr;box-shadow:var(--shadow)}
.fin-band .fin-text{padding:54px 50px}
.fin-band .fin-text h2{color:#fff;font-size:42px;margin-bottom:18px}
.fin-band .fin-text p{color:rgba(255,255,255,.85);margin-bottom:18px;font-size:16px}
.fin-feats{list-style:none;margin:0 0 28px}
.fin-feats li{padding:9px 0 9px 32px;position:relative;color:#fff;font-size:15.5px}
.fin-feats li::before{content:"✓";position:absolute;left:0;color:var(--gold-light);font-weight:700}
.fin-visual{position:relative;background:var(--navy);display:flex;align-items:center;justify-content:center;padding:40px}
.fin-visual img{max-width:300px;width:100%}
.fin-hfs{background:#fff;border-radius:12px;padding:24px;text-align:center}
.fin-hfs img{height:52px;width:auto;margin:0 auto 14px}
.fin-hfs p{color:var(--muted);font-size:13.5px;margin-bottom:16px}

/* ---------- reviews ---------- */
.reviews-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.review-card{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:32px 28px;box-shadow:var(--shadow-sm);display:flex;flex-direction:column}
.review-card .stars{color:var(--gold);font-size:18px;letter-spacing:3px;margin-bottom:14px}
.review-card p{color:var(--ink);font-size:14.5px;line-height:1.75;margin-bottom:18px;flex:1}
.review-card .who{font-family:var(--sans);font-weight:700;color:var(--navy);font-size:14px}
.review-card .src{font-size:12px;color:var(--muted);letter-spacing:.06em;text-transform:uppercase}

/* ---------- lead capture form ---------- */
.lead-capture{background:var(--navy);color:#fff;padding:84px 0}
.lc-grid{display:grid;grid-template-columns:1fr 1fr;gap:54px;align-items:start}
.lc-left h2{color:#fff;font-size:42px;margin-bottom:16px}
.lc-left p{color:rgba(255,255,255,.82);margin-bottom:24px;font-size:16px}
.lc-bullets{list-style:none;margin:0 0 28px}
.lc-bullets li{padding:8px 0 8px 30px;position:relative;color:#fff;font-size:15px}
.lc-bullets li::before{content:"✓";position:absolute;left:0;color:var(--gold-light);font-weight:700}
.lc-phone{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);border-radius:12px;padding:20px 24px}
.lc-phone .lbl{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-light);margin-bottom:4px}
.lc-phone a{font-family:var(--serif);font-size:34px;font-weight:700;color:#fff}
.lead-form{background:var(--white);border-radius:16px;padding:34px;box-shadow:var(--shadow)}
.lead-form h3{color:var(--navy);font-size:26px;margin-bottom:6px}
.lead-form .fsub{color:var(--muted);font-size:14px;margin-bottom:22px}
.field{margin-bottom:16px}
.field label{display:block;font-size:12.5px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--navy);margin-bottom:6px}
.field input,.field select,.field textarea{width:100%;padding:13px 15px;border:1.5px solid var(--line);border-radius:8px;font-family:var(--sans);font-size:15px;color:var(--ink);background:var(--paper);transition:border-color .2s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--gold)}
.lead-form .btn{width:100%;margin-top:6px}
.lead-form .btn.is-sending{opacity:.7;pointer-events:none}
.form-fine{font-size:11.5px;color:var(--muted);text-align:center;margin-top:14px}

/* ---------- gbp map ---------- */
.gbp-map{width:100%}
.gbp-map-frame{position:relative;width:100%;height:380px;overflow:hidden}
.gbp-map-frame iframe{position:absolute;inset:0;width:100%;height:100%;border:0;filter:grayscale(.12) contrast(1.02)}
@media(max-width:768px){.gbp-map-frame{height:300px}}

/* ---------- service area ---------- */
.area-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:50px;align-items:center}
.county-cols{columns:3;column-gap:24px}
.county-cols a{display:block;padding:8px 0;color:var(--ink);font-size:15px;border-bottom:1px solid var(--line);transition:color .2s,padding-left .2s}
.county-cols a:hover{color:var(--gold);padding-left:6px}

/* ---------- faq ---------- */
.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 50px;max-width:1100px;margin:0 auto;align-items:start}
.faq-col{display:flex;flex-direction:column}
.faq-list{max-width:860px;margin:0 auto}
.faq-item{border-bottom:1px solid var(--line)}
.faq-q{width:100%;text-align:left;background:none;border:none;cursor:pointer;padding:22px 40px 22px 0;font-family:var(--serif);font-size:20px;font-weight:600;color:var(--navy);position:relative;line-height:1.25}
.faq-q::after{content:"+";position:absolute;right:0;top:20px;font-size:26px;color:var(--gold);font-family:var(--sans);transition:transform .25s}
.faq-item.open .faq-q::after{transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .35s ease;color:var(--muted);font-size:15px}
.faq-item.open .faq-a{max-height:600px}
.faq-a-inner{padding:0 0 24px}
@media(max-width:768px){.faq-grid{grid-template-columns:1fr;gap:0}}

/* ---------- cta banner ---------- */
.cta-banner{background:linear-gradient(135deg,var(--gold) 0%,var(--gold-light) 100%);padding:70px 0;text-align:center}
.cta-banner h2{color:var(--navy-deep);font-size:46px;margin-bottom:14px}
.cta-banner p{color:var(--navy-deep);font-size:17px;margin-bottom:30px;opacity:.85}
.cta-banner .btn-navy{box-shadow:0 10px 28px rgba(6,25,46,.3)}

/* ---------- breadcrumb ---------- */
.crumb{padding:18px 0;font-size:13px;color:var(--muted)}
.crumb a{color:var(--steel)}
.crumb span{color:var(--gold);margin:0 8px}

/* ---------- page hero (inner) ---------- */
.page-hero{position:relative;background:var(--navy-deep);padding:90px 0 80px;overflow:hidden}
.page-hero img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.28;z-index:0}
.page-hero::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(6,25,46,.7),rgba(6,25,46,.92));z-index:1}
.page-hero .wrap{position:relative;z-index:2}
.page-hero .eyebrow{color:var(--gold-light)}
.page-hero h1{color:#fff;font-size:56px;max-width:840px}
.page-hero p{color:rgba(255,255,255,.85);font-size:18px;max-width:680px;margin-top:16px}

/* ---------- footer ---------- */
footer{background:var(--navy-deep);color:rgba(255,255,255,.75);padding:64px 0 30px}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:40px;margin-bottom:44px}
footer .flogo img{height:78px;width:auto;margin-bottom:18px}
footer p{font-size:14px;line-height:1.7;color:rgba(255,255,255,.7)}
footer h4{color:#fff;font-family:var(--sans);font-size:13px;letter-spacing:.14em;text-transform:uppercase;margin-bottom:18px}
footer ul{list-style:none}
footer li{margin-bottom:10px}
footer a{color:rgba(255,255,255,.72);font-size:14px;transition:color .2s}
footer a:hover{color:var(--gold-light)}
.foot-contact strong{color:#fff;display:block;font-size:13px;letter-spacing:.06em;margin-top:14px;margin-bottom:2px;text-transform:uppercase;font-weight:600}
.foot-bottom{border-top:1px solid rgba(255,255,255,.12);padding-top:24px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:13px;color:rgba(255,255,255,.6)}
.foot-bottom a{color:rgba(255,255,255,.6)}
.sister{display:flex;gap:18px;flex-wrap:wrap}

/* ---------- mobile sticky ---------- */
.mobile-sticky{display:none;position:fixed;bottom:0;left:0;right:0;z-index:95;background:var(--navy);box-shadow:0 -6px 20px rgba(0,0,0,.25)}
.mobile-sticky a{flex:1;text-align:center;padding:15px 0;font-family:var(--sans);font-weight:700;font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:#fff}
.mobile-sticky a.call{background:var(--gold);color:var(--navy-deep)}

/* ---------- responsive ---------- */
@media(max-width:980px){
  .split,.area-grid,.lc-grid,.fin-band{grid-template-columns:1fr}
  .svc-grid,.why-grid,.reviews-grid,.steps,.gallery-grid{grid-template-columns:1fr 1fr}
  .foot-grid{grid-template-columns:1fr 1fr}
  .hero-display{font-size:50px}
  .fin-band .fin-text{padding:40px 32px}
}
@media(max-width:768px){
  .nav-links,.nav-right .nav-phone{display:none}
  .mobile-toggle{display:flex}
  .section{padding:64px 0}
  .why-grid,.reviews-grid,.steps,.gallery-grid,.svc-grid{grid-template-columns:1fr}
  .county-cols{columns:2}
  .hero-display{font-size:40px}
  .section-head h2,.split h2,.lc-left h2,h2.lux{font-size:34px}
  .page-hero h1{font-size:38px}
  .foot-grid{grid-template-columns:1fr}
  .mobile-sticky{display:flex}
  body{padding-bottom:52px}
  .hero-trust{gap:18px}
}

/* ===========================================================
   v3 ADDITIONS — 2-step wizard form, financing partners, mini gallery
   =========================================================== */

/* ---------- 2-step wizard form ---------- */
.lead-form .form-progress{margin-bottom:20px}
.lead-form .fp-label{display:flex;justify-content:space-between;align-items:baseline;font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--navy);margin-bottom:7px}
.lead-form .fp-hint{color:var(--muted);font-weight:600}
.lead-form .fp-bar{height:4px;background:rgba(10,37,64,.10);border-radius:3px;overflow:hidden}
.lead-form .fp-fill{height:100%;width:50%;background:linear-gradient(90deg,var(--gold),var(--gold-light));border-radius:3px;transition:width .35s ease}
.lead-form[data-current-step="2"] .fp-fill{width:100%}
.form-step[hidden]{display:none}
.next-btn{width:100%;margin-top:4px}
.step-actions{display:flex;gap:12px;margin-top:4px}
.back-btn{flex-shrink:0;background:transparent;border:1.5px solid var(--line);color:var(--navy);font-family:var(--sans);font-weight:600;font-size:13px;letter-spacing:.04em;text-transform:uppercase;padding:0 22px;border-radius:50px;cursor:pointer;transition:border-color .2s,background .2s}
.back-btn:hover{border-color:var(--navy);background:var(--cream)}
.step-actions .btn{flex:1;margin-top:0}
.lead-form .btn.is-sending{opacity:.7;pointer-events:none}

/* ---------- financing partners (home + financing page) ---------- */
.fin-hero{text-align:center;max-width:780px;margin:0 auto 36px}
.fin-hero h2{font-size:42px;margin-bottom:14px}
.fin-hero p{color:var(--muted);font-size:16.5px}
.fin-hero.on-dark h2{color:#fff}
.fin-hero.on-dark p{color:rgba(255,255,255,.82)}
.fin-pills{display:flex;justify-content:center;gap:14px;flex-wrap:wrap;margin-bottom:40px}
.fin-pill{display:inline-flex;align-items:center;gap:9px;background:var(--white);border:1.5px solid var(--line);border-radius:50px;padding:11px 22px;font-size:13px;font-weight:600;color:var(--navy);box-shadow:var(--shadow-sm)}
.fin-pill .pk{color:var(--gold);font-size:15px}
.fin-pillars{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-bottom:46px}
.fin-pillar{background:var(--white);border:1px solid var(--line);border-top:3px solid var(--gold);border-radius:14px;padding:32px 28px;text-align:center;box-shadow:var(--shadow-sm);transition:transform .25s,box-shadow .25s}
.fin-pillar:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.fin-pillar .pic{width:60px;height:60px;border-radius:14px;background:var(--champagne);display:flex;align-items:center;justify-content:center;margin:0 auto 16px;font-size:26px}
.fin-pillar h3{font-size:21px;color:var(--navy);margin-bottom:10px}
.fin-pillar p{color:var(--muted);font-size:14.5px;line-height:1.65}
.fin-pillar p strong{color:var(--navy)}
.fin-partners-head{text-align:center;font-size:13px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin:0 0 24px}
.fin-partners{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-bottom:8px}
.fin-card{background:var(--white);border:1px solid var(--line);border-radius:16px;overflow:hidden;display:flex;flex-direction:column;box-shadow:var(--shadow-sm);transition:transform .25s,box-shadow .25s}
.fin-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.fin-card-logo{height:118px;display:flex;align-items:center;justify-content:center;background:linear-gradient(135deg,var(--cream) 0%,#fff 100%);border-bottom:1px solid var(--line);padding:22px}
.fin-card-logo img{max-height:64px;max-width:78%;width:auto;object-fit:contain}
.fin-card-body{padding:24px 24px 26px;display:flex;flex-direction:column;flex:1}
.fin-rank{font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-bottom:7px}
.fin-card-body h3{font-size:23px;color:var(--navy);margin-bottom:6px}
.fin-card-tag{font-size:12.5px;font-weight:600;color:var(--steel);margin-bottom:12px}
.fin-bullets{list-style:none;margin:0 0 22px;flex:1}
.fin-bullets li{padding:7px 0 7px 26px;position:relative;font-size:13.5px;color:var(--ink);line-height:1.5}
.fin-bullets li::before{content:"✓";position:absolute;left:0;top:7px;color:var(--gold);font-weight:700}
.fin-card .btn{width:100%;text-align:center}
.fin-strip{margin-top:46px;background:linear-gradient(135deg,var(--navy-deep) 0%,var(--navy-mid) 100%);border-radius:16px;padding:34px 40px;display:flex;align-items:center;justify-content:space-between;gap:28px;flex-wrap:wrap;box-shadow:var(--shadow)}
.fin-strip-text .ey{font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-light);margin-bottom:6px}
.fin-strip-text h3{color:#fff;font-size:26px;margin-bottom:5px}
.fin-strip-text p{color:rgba(255,255,255,.75);font-size:14px}
.fin-strip-btns{display:flex;gap:12px;flex-wrap:wrap}

/* ---------- contact mini gallery ---------- */
.mini-gallery{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.mini-gallery figure{margin:0;border-radius:12px;overflow:hidden;box-shadow:var(--shadow-sm);position:relative;aspect-ratio:16/10;background:var(--cream)}
.mini-gallery img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .4s}
.mini-gallery figure:hover img{transform:scale(1.05)}
.mini-gallery .cap{position:absolute;left:0;right:0;bottom:0;padding:18px 14px 10px;font-size:11.5px;font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:#fff;background:linear-gradient(0deg,rgba(6,25,46,.85),transparent)}

@media(max-width:900px){
  .fin-pillars{grid-template-columns:1fr}
  .fin-partners{grid-template-columns:1fr}
  .fin-strip{flex-direction:column;align-items:flex-start}
  .mini-gallery{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:560px){
  .mini-gallery{grid-template-columns:1fr 1fr}
  .step-actions{flex-direction:column}
  .back-btn{padding:13px 22px}
}

/* ===========================================================
   v4 ADDITIONS — service-area band, GBP card, sister companies
   =========================================================== */

/* ---------- service area (dark) ---------- */
.area-band{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.10);border-left:3px solid var(--gold);border-radius:0 12px 12px 0;padding:24px 32px;margin-bottom:30px}
.area-band p{color:rgba(255,255,255,.82);font-size:16px;line-height:1.8}
.area-band strong{color:var(--gold-light)}
.gbp-card{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.10);border-top:3px solid var(--gold);border-radius:12px;padding:26px 30px;display:grid;grid-template-columns:auto 1fr auto;gap:24px;align-items:center;margin-bottom:34px;text-decoration:none;transition:border-color .2s,background .2s}
.gbp-card:hover{border-color:rgba(200,162,74,.5);background:rgba(255,255,255,.06)}
.gbp-pin{width:58px;height:58px;border-radius:50%;background:linear-gradient(135deg,#4285F4 0%,#34A853 33%,#FBBC05 66%,#EA4335 100%);display:flex;align-items:center;justify-content:center;flex-shrink:0}
.gbp-pin svg{width:30px;height:30px;fill:#fff}
.gbp-txt .ey{font-size:11px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-light);margin-bottom:5px}
.gbp-txt .nm{font-family:var(--serif);font-size:22px;font-weight:700;color:#fff;line-height:1.1}
.gbp-stars{margin-top:7px;display:flex;align-items:center;gap:10px;flex-wrap:wrap}
.gbp-stars .st{color:var(--gold-light);font-size:14px;letter-spacing:1.5px}
.gbp-stars .rt{font-size:13px;color:rgba(255,255,255,.65)}
.gbp-go{font-size:12.5px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#fff;background:rgba(200,162,74,.18);border:1.5px solid rgba(200,162,74,.55);padding:13px 22px;border-radius:50px;white-space:nowrap;flex-shrink:0;transition:background .2s}
.gbp-card:hover .gbp-go{background:var(--gold);color:var(--navy-deep)}
.area-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.area-card{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.10);border-radius:12px;padding:24px 24px 20px;transition:border-color .2s,background .2s}
.area-card:hover{border-color:rgba(200,162,74,.4);background:rgba(255,255,255,.06)}
.area-card h4{font-family:var(--sans);font-size:13px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-light);margin-bottom:14px;padding-bottom:11px;border-bottom:1px solid rgba(200,162,74,.3)}
.area-card ul{list-style:none}
.area-card ul li{font-size:14.5px;color:rgba(255,255,255,.78);padding:5px 0 5px 16px;position:relative}
.area-card ul li::before{content:"";position:absolute;left:0;top:12px;width:5px;height:5px;border-radius:50%;background:var(--gold)}

/* ---------- sister companies (dark) ---------- */
.sisters-intro{text-align:center;max-width:680px;margin:0 auto 44px}
.sisters-intro p{color:rgba(255,255,255,.78);font-size:17px;line-height:1.7}
.sisters-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.sister-card{position:relative;overflow:hidden;min-height:420px;border-radius:16px;display:block;border:1px solid rgba(255,255,255,.10);transition:transform .3s,border-color .3s,box-shadow .3s;text-decoration:none}
.sister-card:hover{transform:translateY(-4px);border-color:rgba(200,162,74,.5);box-shadow:0 22px 56px rgba(0,0,0,.5)}
.sister-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;filter:brightness(.5);transition:transform .6s,filter .3s;z-index:0;background:var(--navy-mid)}
.sister-card:hover .sister-bg{transform:scale(1.05);filter:brightness(.65)}
.sister-ov{position:absolute;inset:0;background:linear-gradient(0deg,rgba(6,25,46,.96) 0%,rgba(6,25,46,.55) 55%,rgba(6,25,46,.15) 100%);z-index:1}
.sister-body{position:absolute;left:0;right:0;bottom:0;z-index:2;padding:34px 34px 36px}
.sister-ey{font-size:11px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-light);margin-bottom:9px;display:inline-flex;align-items:center;gap:9px}
.sister-ey::before{content:"";width:22px;height:1.5px;background:var(--gold-light)}
.sister-body h3{font-family:var(--serif);font-size:34px;font-weight:700;color:#fff;margin-bottom:11px;line-height:1}
.sister-body p{color:rgba(255,255,255,.82);font-size:15px;line-height:1.7;margin-bottom:22px}
.sister-actions{display:flex;flex-wrap:wrap;gap:10px}
.sister-actions .btn{display:inline-block;width:auto}

@media(max-width:900px){
  .gbp-card{grid-template-columns:auto 1fr;gap:18px}
  .gbp-go{grid-column:1 / -1;justify-self:start}
  .area-cards{grid-template-columns:1fr}
  .sisters-grid{grid-template-columns:1fr}
}

/* ===========================================================
   BLOG — article prose + listing
   =========================================================== */
.article-hero{position:relative;background:var(--navy-deep);overflow:hidden}
.article-hero img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.22;z-index:0}
.article-hero::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(6,25,46,.72),rgba(6,25,46,.93));z-index:1}
.article-hero .wrap{position:relative;z-index:2;padding:74px 0 64px}
.article-hero .eyebrow{color:var(--gold-light)}
.article-hero h1{color:#fff;font-size:46px;max-width:900px;line-height:1.08}
.article-meta{display:flex;flex-wrap:wrap;gap:8px 22px;margin-top:20px;color:rgba(255,255,255,.78);font-size:14px;font-family:var(--sans)}
.article-meta span{display:inline-flex;align-items:center;gap:7px}
.article-meta .dot{color:var(--gold-light)}
.article-wrap{max-width:1180px;margin:0 auto;padding:0 24px;display:grid;grid-template-columns:1fr 330px;gap:54px;align-items:start}
.article-main{padding:56px 0 64px;min-width:0}
.article-figure{margin:0 0 36px;border-radius:16px;overflow:hidden;box-shadow:var(--shadow)}
.article-figure img{width:100%;height:auto;display:block}
.prose{color:var(--ink);font-size:17.5px;line-height:1.78}
.prose p{margin:0 0 22px}
.prose h2{font-family:var(--serif);font-size:30px;font-weight:700;color:var(--navy);margin:40px 0 14px;line-height:1.15;letter-spacing:-.01em}
.prose h3{font-family:var(--serif);font-size:23px;font-weight:600;color:var(--navy-mid);margin:30px 0 12px}
.prose a{color:var(--gold);font-weight:600;text-decoration:underline;text-underline-offset:2px;text-decoration-thickness:1px}
.prose a:hover{color:var(--navy)}
.prose strong{color:var(--navy)}
.prose .cta-para{background:var(--cream);border-left:3px solid var(--gold);border-radius:0 12px 12px 0;padding:22px 26px;margin:34px 0 0;font-size:16px;color:var(--ink)}
.prose .cta-para a{color:var(--gold)}
.article-mapwrap{margin:30px 0 0;border-radius:14px;overflow:hidden;height:340px;position:relative}
.article-mapwrap iframe{position:absolute;inset:0;width:100%;height:100%;border:0;filter:grayscale(.12) contrast(1.02)}
.post-nav{display:flex;justify-content:space-between;gap:18px;margin-top:46px;padding-top:30px;border-top:1px solid var(--line);flex-wrap:wrap}
.post-nav a{flex:1 1 0;min-width:240px;text-decoration:none;border:1px solid var(--line);border-radius:12px;padding:16px 20px;transition:border-color .2s,box-shadow .2s;background:var(--paper)}
.post-nav a:hover{border-color:var(--gold);box-shadow:var(--shadow-sm)}
.post-nav .dir{display:block;font-family:var(--sans);font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin-bottom:6px}
.post-nav .pt{font-family:var(--serif);font-size:17px;font-weight:600;color:var(--navy);line-height:1.25}
.post-nav .next{text-align:right}
/* sidebar */
.article-side{position:sticky;top:96px;padding:48px 0 0}
.side-card{background:var(--paper);border:1px solid var(--line);border-radius:16px;padding:26px;margin-bottom:22px;box-shadow:var(--shadow-sm)}
.side-card h4{font-family:var(--sans);font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-bottom:16px}
.side-card.dark{background:var(--navy);border-color:var(--navy);color:#fff}
.side-card.dark h4{color:var(--gold-light)}
.side-card.dark p{color:rgba(255,255,255,.82);font-size:14.5px;margin-bottom:16px;line-height:1.6}
.recent-list{list-style:none}
.recent-list li{border-bottom:1px solid var(--line);padding:0}
.recent-list li:last-child{border-bottom:none}
.recent-list a{display:block;padding:11px 0;color:var(--ink);font-size:14.5px;line-height:1.4;text-decoration:none;transition:color .2s,padding-left .2s}
.recent-list a:hover{color:var(--gold);padding-left:5px}
.side-phone{font-family:var(--serif);font-size:26px;font-weight:700;color:#fff;display:block;margin-bottom:4px;text-decoration:none}
.side-hours{color:rgba(255,255,255,.6);font-size:13px}
/* blog index */
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.blog-card{background:var(--paper);border:1px solid var(--line);border-radius:16px;overflow:hidden;display:flex;flex-direction:column;transition:transform .25s,box-shadow .25s,border-color .25s;text-decoration:none}
.blog-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:var(--gold)}
.blog-card-img{aspect-ratio:16/9;overflow:hidden;background:var(--navy-deep)}
.blog-card-img img{width:100%;height:100%;object-fit:cover;transition:transform .5s}
.blog-card:hover .blog-card-img img{transform:scale(1.05)}
.blog-card-body{padding:22px 22px 24px;display:flex;flex-direction:column;flex:1}
.blog-card .date{font-family:var(--sans);font-size:12px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--gold);margin-bottom:9px}
.blog-card h3{font-family:var(--serif);font-size:20px;font-weight:600;color:var(--navy);line-height:1.22;margin-bottom:10px}
.blog-card p{color:var(--muted);font-size:14.5px;line-height:1.55;margin-bottom:16px;flex:1}
.blog-card .rd{font-family:var(--sans);font-size:13px;font-weight:700;color:var(--navy);letter-spacing:.04em}
.blog-card:hover .rd{color:var(--gold)}
@media(max-width:1000px){
  .article-wrap{grid-template-columns:1fr;gap:0}
  .article-side{position:static;padding:0 0 50px}
  .blog-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:768px){
  .article-hero h1{font-size:32px}
  .prose{font-size:16.5px}
  .prose h2{font-size:25px}
  .blog-grid{grid-template-columns:1fr}
  .post-nav a{min-width:100%}
}

/* ---------- legal / privacy ---------- */
.page-hero-plain{padding:72px 0 60px}
.legal-wrap{max-width:820px;margin:0 auto}
.legal-wrap h2{font-size:28px;margin:38px 0 12px;color:var(--navy)}
.legal-wrap h3{font-size:20px;margin:26px 0 8px;color:var(--navy-mid)}
.legal-wrap p{color:var(--ink);font-size:16px;line-height:1.75;margin-bottom:16px}
.legal-wrap a{color:var(--gold);font-weight:600;border-bottom:1px solid rgba(200,162,74,.4)}
.legal-wrap a:hover{color:var(--navy)}
.legal-meta{font-size:14px!important;color:var(--muted)!important;font-style:italic;margin-bottom:28px!important}

/* ---------- location pages ---------- */
.hero-cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px}
.loc-intro{max-width:880px}
.loc-intro p{color:var(--ink);font-size:17px;line-height:1.8;margin-bottom:18px}
.loc-services{list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:10px 28px;margin-top:24px;background:var(--cream);border:1px solid var(--line);border-radius:14px;padding:26px 30px}
.loc-services .ls-head{grid-column:1/-1;font-family:var(--sans);font-size:13px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--gold);margin-bottom:6px}
.loc-services li{position:relative;padding-left:26px;color:var(--ink);font-size:15.5px;line-height:1.5}
.loc-services li::before{content:"✓";position:absolute;left:0;top:0;color:var(--gold);font-weight:700}
.next-city{margin-top:36px;padding:22px 28px;background:linear-gradient(135deg,var(--navy) 0%,var(--navy-mid) 100%);border-radius:14px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:10px}
.next-city span{color:var(--gold-light);font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase}
.next-city a{color:#fff;font-family:var(--serif);font-size:21px;font-weight:600;border-bottom:2px solid var(--gold);padding-bottom:2px;transition:color .2s}
.next-city a:hover{color:var(--gold-light)}
/* directory hub */
.area-directory{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}
.area-col h3{font-family:var(--sans);font-size:14px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--gold);padding-bottom:11px;margin-bottom:8px;border-bottom:2px solid var(--line)}
.area-links{display:flex;flex-direction:column}
.area-links a{padding:9px 0;color:var(--ink);font-size:15.5px;border-bottom:1px solid var(--line);transition:color .2s,padding-left .2s}
.area-links a:hover{color:var(--gold);padding-left:6px}
@media(max-width:860px){
  .loc-services{grid-template-columns:1fr}
  .area-directory{grid-template-columns:1fr 1fr}
  .next-city a{font-size:18px}
}
@media(max-width:560px){.area-directory{grid-template-columns:1fr}}
.loc-sub{font-size:23px;margin:30px 0 10px;color:var(--navy-mid)}
.loc-closer{max-width:820px;margin:30px 0 0}
.loc-closer p{color:var(--ink);font-size:17px;line-height:1.8;font-style:italic;padding:20px 26px;background:var(--cream);border-left:3px solid var(--gold);border-radius:0 12px 12px 0}
.area-card ul li a{color:rgba(255,255,255,.92);border-bottom:1px dotted rgba(200,162,74,.5);transition:color .2s}
.area-card ul li a:hover{color:var(--gold-light)}
.area-hub-cta{text-align:center;margin-top:30px}

/* ---------- location page gallery + interlinks ---------- */
.loc-gallery-sec .section-head{max-width:760px}
.loc-gallery{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.loc-gallery .lg-item{position:relative;overflow:hidden;border-radius:12px;aspect-ratio:4/3;box-shadow:var(--shadow-sm)}
.loc-gallery .lg-item img{width:100%;height:100%;object-fit:cover;transition:transform .5s}
.loc-gallery .lg-item:hover img{transform:scale(1.06)}
.lg-cta{text-align:center;margin-top:28px}
.nearby-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.nearby-grid a{display:block;padding:18px 20px;background:var(--paper);border:1px solid var(--line);border-left:3px solid var(--gold);border-radius:0 10px 10px 0;color:var(--navy);font-weight:600;font-size:15.5px;transition:transform .2s,box-shadow .2s,border-color .2s}
.nearby-grid a:hover{transform:translateY(-2px);box-shadow:var(--shadow-sm);border-left-color:var(--gold-light);color:var(--gold)}
.explore-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.explore-card{display:block;padding:20px 22px;background:var(--cream);border:1px solid var(--line);border-radius:12px;color:var(--ink);font-size:15px;line-height:1.5;transition:background .2s,border-color .2s,transform .2s}
.explore-card:hover{background:#fff;border-color:var(--gold);transform:translateY(-2px);color:var(--navy)}
@media(max-width:900px){
  .loc-gallery{grid-template-columns:repeat(2,1fr)}
  .nearby-grid,.explore-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:560px){
  .loc-gallery{grid-template-columns:1fr 1fr}
  .nearby-grid,.explore-grid{grid-template-columns:1fr}
}